NJ FamilyCARE: A Federal and state funded health insurance program created to help qualified New Jersey residents of any age access affordable health insurance, regardless of your documentation status (for 18 and under). NJ FamilyCare is for people who do not have employer insurance and have been a resident for at least 5 years. Registration is open year-round. If you are already covered by NJ Family Care, keep an eye out for a confirmation packet in the mail and make sure to complete it or you could risk losing coverage.